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The shop terminal then sends back a transaction go-ahead signal to the terminal with the stolen card and money is taken from it.

He bid, won, and paid for the product using his debit card.And the Financial Ombudsman Service (FOS) said that anyone falling victim to a hi-tech fraud such as this would almost certainly get their money back from the bank.David Cresswell of the FOS said: "If fraudsters had discovered a means to beat chip and pin, they would be sure to use it on a wide scale. Think before you post anything online or share information in emails. Sharing personal information with others you do not know personally is one of your biggest risks online.Sharing sensitive information such as your address, phone number, family members’ names, car information, passwords, work history, credit status, social security numbers, birth date, school names, passport information, driver’s license numbers, insurance policy numbers, loan numbers, credit/ debit card numbers, PIN numbers, and bank account information is risky and should be avoided.Please note that the list of 419 (Nigerian Advanced Fee Fraud) scam types described below does not include all possible variants.Do not assume that if it is not on this list that the email sent to you is legitimate. A person wanted to gift his son a telescope, when he turned 12.As you’ve probably guessed, it’s a variation of the term “phishing” – and the V stands for Voice.We can sometimes be less guarded when a phishing attack comes through the phone lines. For example, if you get an email from a bank you’ve never opened an account at, then don’t follow the link and enter your personal information.The "man in the middle" technique involves having a separate card reader in a back pack.The fraudster puts the stolen credit or debit card into the shop's reader, but then the second reader in his bag sends a "pin OK" signal to the shop terminal.

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